A. A. Kusainova,
Lecturer, Ualikhanov Kokshetau State University,
76 Abay st., Kokshetau, 020000, Republic of Kazakhstan
e-mail: kusainova-76@bk.ru ORCID ID: https://orcid.org/0000-0003-0231-2174
I. P. Gerashchenko, Candidate of Economic Sciences, associate Professor, Professor of Omsk State Pedagogical University,
6 International st., Omsk, 644099, Russian Federation ORCID ID: https://orcid.org/0000-0002-6951-6801
e-mail: ip_gerashchenko@mail.ru


Problem. Social protection of citizens is one of the key issues of the entire world community and its effective solution will leads to high living standards in society. One of the elements of social protection is social insurance and the choice of the right course of its development remains an unsolved problem not for the majority of developing cjuntries.

Goal. Identify the merits, as well as identify the situation of shortcomings in the organization and management of advanced models of social insurance. Propose a solution to optimize the social protection of citizens.

Methods and methodology. Empirical and comparative methods are used.

Results. The models of social insurance proposed by Beveridge and Bismarck were examined and analyzed using the “test-states” experience as well as the private-corporate and Soviet model of social pro- tection of citizens. The features of each model, preferential and negative sides are singled out. The role of participants in social insurance is indicated: the state, employers, citizens, financial institutions and others  in each model. The results of implementation of models in different countries are stated and the possible causes of shortcomings are analyzed.

Conclusions. Systematization of models of social insurance development is presented.

Keywords: social insurance, social protection, social problems, social security, social guarantees.


  1. Finansy social’nogo obespechenija: Uchebnoe posobie [Finance of social security]. Ed. by S. M. Omirbaev. Astana, 2012. 404 p.
  2. Sokolova T. V., Shestakova E. E. Theoretical and methodological approaches to the study of poverty prob- lems: the positions of international organizations and the experience of developed countries. Teorija i metodologija issledovanij social’nyh problem. Moscow, Nauka Publ., 2005, pp. 64–133. (In Russ.).
  3. Roik V. Social insurance models: retrospective and comparative analysis. Strahovoe delo. 2006. Vol. 3 (1). pp. 32–40. (In Russ.).
  4. Kilimichenko O. P. Social insurance in Denmark. Vestnik gosudarstvennogo social’nogo strahovanija. 2001. Vol. 10 (1). pp. 45–46. (In Russ.).
  5. Chebunina Zh. V. Social security in Belgium: issues of comparative law. Sibirskij juridicheskij vestnik. Ir- kutsk, Publ. Irkutskij gosudarstvennyj universitet, 2011. Vol. 1 (1). pp. 75–80. (In Russ.).
  6. Radonova A. V. The use of the Soviet social security system in the transition to a market economy. Vestnik Altajskoj akademii jekonomiki i prava. 2014. Vol. 4 (36). pp. 48–49. (In Russ.).
  7. Jakushev L. P. Social’naja zashhita [Social protection]. Moscow: Gosudarstvennaja akademija upravlenija Publ., 1998. pp. 68–109.
  8. Krjukov N. P. Rossijskie tradicii social’noj pomoshhi [Russian traditions of social assistance]. Saratov: Povolzhskij mezhregional’nyj uchebnyj centr Publ., 2013. 248 p.
  9. Patricia O’Campo, Agnes Molnar, Edwin Ng. Social welfare matters: A realist review of when, how, and why unemployment insurance impacts poverty and health. Social Science and Medicine. May, 2015. Vol. 132. pp. 88–94.
  10. Tobias Laun, Johanna Wallenius. Social insurance and retirement: A cross-country perspective. Review of Economic Dynamics. October, 2016. Vol. 22. pp. 72–92.
  11. Patlasov O. Yu. Marketing management of the labor market. Omsk: Publ. OmGA, 2003. pp. 90–106.